During your Refinance Quick Consult, a Mortgage Advisor will review your current loan at a high level and talk through what you’re hoping to accomplish, whether that’s lowering your payment, adjusting your rate, or accessing equity. We’ll discuss potential options, timing considerations, and any tradeoffs worth understanding before making a decision. There’s no obligation to move forward. The goal is simply to help you decide if refinancing makes sense right now, or if it’s better to wait.