Get Buyers Pre-Approved Fast. Keep Your Contracts On Track.
BuyerReady™ is Heartland’s builder-aligned pre-approval and loan setup process, designed specifically for new-construction buyers. We verify borrower eligibility, income, assets, and credit early, and structure financing to fit real build timelines and closing schedules. The result is a strong, well-prepared loan that stays on track from contract through closing.
Pre-Approval
Problems surface early, not weeks into the process.
BuyerReady™ is designed to uncover borrower eligibility, credit, income, asset, and guideline risks before contracts are finalized and timelines are committed. By applying deeper upfront analysis and scenario testing, we identify potential issues early when solutions still exist, rather than discovering them after deposits are collected and schedules are set.
Why this matters:
Fewer stalled starts, fewer mid-build financing emergencies, and fewer deals falling apart late in the process.
Approvals aligned to real builder schedules.
BuyerReady™ approvals are structured with the builder’s timeline in mind, not just today’s snapshot. We account for extended build periods, rate volatility, expiring documentation, and borrower changes that commonly occur between contract and closing, so approvals remain viable as the build progresses.
Why this matters:
More reliable closings, fewer re-approvals, and less disruption as timelines shift.
More certainty from contract to closing.
By setting realistic expectations upfront and continuously monitoring loan readiness throughout the process, BuyerReady™ reduces last-minute changes, pricing surprises, and unexpected denials. Builders and buyers move forward with a clearer understanding of what to expect, and what’s already been stress-tested.
Why this matters:
Lower fallout, stronger buyer confidence, and smoother closings across your communities.
The builder submits the buyer directly or shares a secure pre-approval link for the buyer to complete. We will reach out to confirm submission.
Income, assets, and credit are fully reviewed up front using conservative, builder aligned standards.
A pre-approval is issued based on expected build timeline, not just today's snapshot.
Buyer qualifications are monitored through the entire process for any changes that could impact approval.
Issues are addressed early so the loan moves to the final approval and closing with no surprises.
Submit your buyer TODAY! We'll be in touch shortly!
